Car insurance savings tips

If you’re a car owner there’s no getting away from all the running costs that come with it. Some costs like road tax are fixed but on costs like insurance you can make savings on your quotes. Here’s our top tips: 

Premiums have dropped

Car insurance premiums have dropped 8% in the last 12 months but don’t be fooled into thinking that a reduction from your current provider is the best offer out there. Make sure you check the market to compare deals. 

Multi car discounts

If you have more than one car in your household check your insurer for multi car discounts.

Pay upfront

Paying in one lump sum might hurt  your bank balance in the short term but you’ll save in the long term. Many insurers will add an extra fee for monthly payments as well as charging interest.

Consider a black box 

Having a black box fitted allows your insurer to see how safely you drive. This means that your premium will be based on the way that you drive and not the average driver.

Increase your voluntary excess

This is likely to bring your quote down — but bear in mind that if you need to make a claim you’ll need to be able to afford to pay the excess.


Compare what extras like courtesy car cover, legal cover and windscreen cover are and aren’t included in your quotes and decide what you need. A quote that initially looks more expensive might work out cheaper if it has the extras that you want already included. 

Beware of autorenewal

Don’t let your current provider auto renew you without checking the market first. 

You could save up to £262 on your car insurance switching with WonderBill*

*51% of consumers could save £262.01 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next three cheapest prices

quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based

on representative cost savings from May 2021 data. The savings you could achieve are

dependent on your individual circumstances and how you selected your current insurance


Our Mission

“We see saving time and money on your bills as an opportunity to do more of the things that you love. Life’s about more than bills and we want to help you take your time back.”

Shane Clifford